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401(k) Profit Sharing Plan Fact Sheet


Login to your Fidelity Investments Retirement Account

Plan Trustee: Fidelity Investments
Eligibility:

The first of every month following eligibility

Entry Dates:

Semi-Annually, effective January 1 and July 1

Employee Salary Deferrals: Unlimited, subject to annual cap, as established by the IRS.
Company Contributions: Discretionary Match Contribution
Vesting: Employee Deferrals - Always 100%

Company Contributions:

Years of Vesting Service    Percent (Year=1000hours)
Less than 3 years     0%
3 Years or More   100%

 

Distributions: Early Retirement Age: 59.5

Normal Retirement and 3 years of service

Termination of Employment

Death

Disability

Hardship

Change Deferral Percentage:

The first of every month.

Suspend Deferrals: Anytime, Upon 30 days notice
Investment Changes: Anytime using Participant Telephone Service or Internet Site
Participant Statements: Quarterly
Participant Loans: Permitted, One loan permitted at a time, $1000 minimum
Rollovers: Permitted at any time.

If you would like someone to get in touch with you regarding our 401k, please email 

Lisa Harvey

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