Life Insurance

Health/Medical Insurance

• All regular full-time staff.
• Group Term Life and Accidental Death & Dismemberment
  • Effective the first of the month after date of hire, or change in status to full-time.
  • Coverage amount equal to one year's salary, with a minimum of $20,000 and a maximum of $50,000.
  • No cost to staff - 100% Employer Paid.
• Voluntary Supplemental Life Insurance.
  • Eligible the first of the month after date of hire, or change in status to full-time.
  • Coverage is available for staff member in the amounts of $25,000, $50,000, $75,000, or $100,000. Rates are based on staff member's age.
  • Dependant children are eligible for amounts up to 10% of staff member's coverage.

• All regular full-time staff
  • Eligible the first of the month, after ninety days from date of hire, or change in status to full-time.
  • Choice of HMO plans.
  • Employer 80% and Staff 20% contribution for single coverage with card choices.
  • Employer 60% and Staff 40% contribution for single coverage with M-Care.
  • Staff contribution: 100% for dependant coverage.
  • Prescription coverage.

Voluntary Short-term and Long-term Disability Insurance

• All regular full-time Administrative staff.
  • Eligible the first of the month, after ninety days from date of hire, or change in status to full time.
  • Staff contribution: 100% at group rates.
  • Rates are determined by current wage and age.

• All staff is eligible to enroll during open enrollment periods (January & July) after one year of service and 1,000 hours.
  • Eligible for rollover option upon date of hire. Staff that exercises this rollover option are eligible to participate in 401k contributions immediately.
  • Staff member contribution up to 15% of salary.
  • Discretionary Employer Match contribution up to 50% of the first 6% of staff contribution.
  • Eligible to be fully vested after three years of service of 1,000 hours per year.

Voluntary Dental Insurance at Group Premium Rates

• All regular full-time staff is eligible.
  • Eligible the first of the month, after ninety days from date of hire, or change in status to full-time.
  • Staff contribution: 100% at group rates.